BMCLife.com :: Term Life Insurance

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Assurity Life Insurance Co.
Non Med Term 350
Some states may not be listed - please click here for materials and information for other states Highlights Issue amounts $50,000 to $350,000 Premium is level and guaranteed for the initial term period of 10, 15, 20, or 30 years based on the insured's age last birthday, gender and tobacco use Optional benefits and riders - Disability Waiver of Premium Benefit Rider, Other Insured Term Insurance Benefit Rider, Monthly Disability Income Rider, Accident Only Disability Income Benefit Rider, Children's Term, Critical Illness NonMed Term 350 utilizes a streamlined underwriting process that eliminates examinations and tests so you can receive an underwriting decision in as little as a few days. After initial underwriting, some applicants may be required to answer additional questions to determine insurability.
Term 350+
Some states may not be listed - please click here for materials and information for other states Highlights Issue amounts - $350,001 and over ; $100,001 and over ages 66 to 74 Premium is level and guaranteed for the initial term period of 10, 15, 20, or 30 years based on the insured's age last birthday, gender and tobacco use Optional benefits and riders - Disability Waiver of Premium, Other Insured Term Insurance Benefit, Monthly Disability Income Rider, Accident Only Disability Income Benefit Rider, Children's Term Insurance Rider, Critical Illness, ROP
ING
TermSmart
Some states may not be listed - please click here for materials and information for other states Highlights 10, 15, 20, 25,& 30 year guaranteed level premium term policies Renewable to age 95 Policy fee - $68 for Bands 1-3 ; $98 for Band 4 (non-commissionable) Six competitive Underwriting classes - SPNT, PNT, SLNT, SNT, PT, ST Speed Quote Online Calculator enhanced to offer comparison option and printout capability No signed illustrations required - software illustrates guarantees only Riders - Accidental Death Benefit, Children's Insurance Rider, Accelerated Benefit Rider (included), Waiver of Premium (Disability)
One Year & Survivorship One Year Term
Some states may not be listed - please click here for materials and information for other states ING One-Year Term is a one-year, single life term life insurance product issued by Security Life of Denver Insurance Company, a member of the ING family of companies. ING Survivorship One-Year Term is a one-year, second-to-die term life insurance product issued by Security Life of Denver Insurance Company, a member of the ING family of companies. This product covers two insureds and pays proceeds on the second death. Highlights Issue ages 15-99 Minimum face amount - $50,000 Maximum face amount - $1 million to age 70 ; $500,000 ages 71-79 ; $250,000 to age 99 Annual Pay only - must accompany application
John Hancock
John Hancock Term
Some states may not be listed - please click here for materials and information for other states Highlights Rating - A+ by AM Best Guaranteed level premium term - 10, 15, or 20 year Issue ages - 10 yr 18 to 80 ; 15 yr 18 to 75 ; 20 yr 18 to 65 Renewable through age 64 Policy fee is determined by mode of premium payment Minimum face amount $750,000 Maximum face amount - none, however the maximum face amount is subject to underwriting, rentention limits and reinsurance considerations Riders - Convertibility, Total Disability Waiver, Accelerated Benefit, Conversion Extension
Mutual Trust Life
SelecTerm
Some states may not be listed - please click here for materials and information for other states Highlights Guaranteed level premiums for specified periods of 10, 15, 20, and 30 years Convertible to age 65 without any evidence of insurability to any of MTL Insurance Company's whole life plans $80 policy fee Riders - Waiver of Premium: 2 year own occ, Waiver of Premium: 5 year own occ, Children's Insurance Rider, Accelerated Death Benefit
TransAmerica
Champion Term
Some states may not be listed - please click here for materials and information for other states Highlights 10, 15, 20, & 30 year term policies (to age 95) Minimum face amounts - $25,000 ; Preferred Classes are available for face amounts starting at $100,000 Minimum premium - $10 or calculated, whichever is greater Policy fee - $60 annually for Band 1 ; $30 annually for Bands 2-5 (commissionable) Riders available - Waiver of Premium, Children's Benefit, Monthly Disability Income, Additional Insured, Settlement Option Endorsement, Critical Illness Accelerated Death Benefit Rider, Terminal Illness Accelerated Death Benefit Rider, Return of Premium Benefit* Benefits advanced under this option may be taxable *The return of premium benefit is provided under an Intermediate Endowment Benefit Rider
West Coast Life
Secure-T
Some states may not be listed - please click here for materials and information for other states Universal Life Insurance policy with term-like premiums and a guaranteed death benefit for the initial level-premium period seleted. Highlights 10, 15, 20, 25, & 30 year policies Issue ages 18-85 (varied by class) Minimum face amount $100,000 Interest Rates - Guaranteed annual effective rate is 2.5%. Current credited rate will be determined periodically by the Company Minimum premium payments - $120 annual ; $60 semi-annual ; $50 quarterly ; $10 monthy PAC Lapse Protection & Terminal Illness/Accelerated Death Benefit included Optional Riders - Accidental Death Benefit, Children's Insurance Benefits, Disability Benefit Rider
Focus Term Series
Some states may not be listed - please click here for materials and information for other states Highlights 10, 15, 20, 25, & 30 year policies Issue ages 18 - 80 (varied by class) Minimum face amount $100,000 Annual policy fee $70 Optional Riders - Accidental Death Benefit, Waiver of Premium, Children's Insurance, Accelerated Death Benefit

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